How to Be Happy with What You Have

The way to be happy with what you have is simple:

A lot of times we spend more than what we have available. We 

should not live beyond our means or above what we are able 

to.  You should think about all the things you currently have and 

how fortunate you already are.You should live beneath your 

means, and be happy with what you currently have. Don't try to 

keep up with other people, but save as much as  you can and think 

of ways to have fun while saving..

person who gives advice regarding money and money 

management.  Investment banking when a financial company helps 

other companies or government raise money

Book: Enjoy Your Money!: How to Make It, Save It, Invest It and 

Give It

4 Ways to Save Money

TRANSPORTATION

Airline Fares

1. You can lower the price of a roundtrip air fare by as much as

two-thirds by making certain your trip includes a Saturday

evening stayover, and by purchasing the ticket in advance.

2. To make certain you have a cheap fare, even if you use a

travel agent, call all the airlines that fly where you want to go

and ask what the lowest fare to your destination is.

3. Keep an eye out for fare wars.  Be prepared to act quickly.

Car Rental

1.  Since car rental rates can vary greatly, shop around for the

best basic rates and special offers.

2. Rental car companies offer various insurance and waiver

options.  Check with your insurance agent and credit card company

in advance to avoid duplicating any coverage you may already

have.

New Cars

1. You can save thousands of dollars over the lifetime of a car

by selecting a model that combines a low purchase price with low

financing, insurance, gasoline, maintenance, and repair costs. 

Ask your local librarian for new car guides that contain this

information.

2. Having selected a model, you can save hundreds of dollars by

comparison shopping.  Call at least five dealers for price quotes

and let each know that you are calling others.

3. Remember there is no "cooling off" period on new car sales. 

Once you have signed a contract, you are obligated to buy the

car.

Used Cars

1. Before buying any used car:

     a. Compare the seller's asking price with the average retail

     price in a "bluebook" or other guide to car prices found at

     many libraries, banks, and credit unions.

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What Are the Forms of Currency That People Use

The various forms of currency are, the United States Dollar, 

Japenese Yen, Pound Sterling and the Australian Dollar.

There are various uses of money. Money is used as a valuable 

medium of exchange as a unit of account and store value. Money's 

most important function is as medium of exchange to help with 

transactions of the daily lives of people.

Money is defined as anything that people use to buy services and 

goods. People receive money for selling things they own or 

services they provide for someone else. Many countries in the 

world have their own kind of money they use for currency. 

Investments of money is also used to make more money. It is good 

to invest with money, to make interest. Gains of money market 

funds are usually tax exempt because they invest mainly in 

government provided securities. Dividends are taxable and are a 

good low risk investment along with money market funds which 

are highly prevalent.

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