How Do Banks Approve Bad Credit Car Loans

The way that you get banks to approve you with bad credit is to 

take the following steps. You have to have  a job, know your credit 

score, research different banks that advertise online and offline. 

Try to get some type of previous bad credit card, to reestablish 

credit and show you are trying to make payments. You may have 

to use a relative or friend to offer to co sign for you based on their 

credit history.

The way that you get banks to approve you for home loans with 

bad credit are as follows. There are different minimum 

requirements for various loans. 

These days a 620 credit score is no 

longer required for people with poor credit or bad credit history to 

get approved.  Bad credit home loans are known as sub-prime 

mortgage loans. 

FHA loans can allow for people with low credit 

scores that are as low as 500 to get a home with a 10% down 

payment or a credit score of 580 with a 3.5% down payment to 

make for the home.

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